• Competitive rates with transparent mortgage pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee.
  • Save up to $1,000 in legal fees**

Get a great rate

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

Discover the 

Good in Banking® 

Get a great rate

  • Competitive rates with transparent mortgage pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee.
  • Save up to $1,000 in legal fees**

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.
  • Caring service for the life of your mortgage.

I want to...

* Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Applicable for a high ratio mortgage with a 25 year amortization period for members with less than 20% down payment, purchasing a residential property valued at under $1,000,000 or subsequent renewing of such a loan, who are eligible for and purchase mortgage default insurance and meet other conditions. This promotional rate is also available for members switching their existing high ratio mortgage, which has the lesser of 25 year amortization period or the remaining amortization of the mortgage to be switched to Alterna. The switched mortgage must also have had less than a 20% down payment at another financial institution and an active mortgage default insurance certificate; be a residential property with an original purchase price under $1,000,000; and meet other conditions. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate 5.08%. Rates calculated semi-annually not in advance. Funds must be advanced within 120 days of application. Subject to credit approval based on Alterna’s lending guidelines. Mortgage incentives of up to $1,000. Blends and refinances are not eligible. Applies to owner-occupied primary residential properties only. 

Rates and advice that move you.

LOW MORTGAGE RATES

4.55%*APR

5-YEAR HIGH RATIO VARIABLE

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.
  • Caring service for the life of your mortgage.

Talk to us 647.464.7352

Talk to us 647.464.7352

Rates and advice that move you.

Book Appointment

LOW MORTGAGE RATES
5.04%| (5.08%* APR)
 5-YEAR HIGH FIXED CLOSED

Rates and advice that move you.

LOW MORTGAGE RATES

5.04%| (5.08%* APR)

5-YEAR HIGH RATIO FIXED

Book an Appointment

Alterna Savings, in partnership with Options for Homes, can help your home ownership dreams come true. At Alterna, we care about finding a mortgage solution that meets your unique needs.

Meet our Expert

Book an Appointment

Jessica Bird
Mortgage Advisor

Serving the Mississauga, Hamilton and Streetsville communities

Jessica.Bird@alterna.ca.

647.464.7352 

I have been serving the Greater Toronto Area for over 16 years, so whether you’ve just started your research or are actively house-hunting, I can provide you with personalized advice and solutions to make your homeownership goals a reality.

Get in touch today, and we'll find a time and a place that works for you.