Getting a mortgage isn't as scary as you think.

† * 2 Year Fixed Rate Closed Mortgage - High Ratio Only - 1.54% 

 Special promotional rate may be changed or withdrawn at any time without notice. Applicable for a High Ratio Mortgages with 25 year amortization period for members with less than 20% down payment, purchasing a residential property valued at under $1,000,000 or subsequent renewing of such a loan, who are eligible for and purchase mortgage default insurance and meet other conditions. This promotional rate is also available for members switching their existing High-Ratio Mortgage with 25 year amortization period with less than 20% down payment from another financial institution with a mortgage default insurance to Alterna, for a residential property valued at under $1,000,000  who also meet other conditions. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate 1.54%. Rates calculated semi-annually not in advance. Subject to credit approval. Mortgage Incentives of up to $1,000.

The Financial Services Regulatory Authority of Ontario's (FSRA), formerly DICO, provides deposit protection for all eligible deposits held at Ontario credit unions. This deposit insurance is part of comprehensive depositior protection program for all Ontario credit unions and is backed by provincial legislation. Subject to coverage limits, eligible deposits held with FSRA member institutions are automatically insured; you do not have to apply for coverage. For further information on deposit insurance, please ask for a brochure at the credit union or visit the FSRA’s website at www.fsrao.ca/

* 2 Year Fixed Rate Closed Mortgage - High Ratio Only - 1.54%
 Special promotional rate may be changed or withdrawn at any time without notice. Applicable for a High Ratio Mortgages with 25 year amortization period for members with less than 20% down payment, purchasing a residential property valued at under $1,000,000 or subsequent renewing of such a loan, who are eligible for and purchase mortgage default insurance and meet other conditions. This promotional rate is also available for members switching their existing High-Ratio Mortgage with 25 year amortization period with less than 20% down payment from another financial institution with a mortgage default insurance to Alterna, for a residential property valued at under $1,000,000  who also meet other conditions. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate 1.54%. Rates calculated semi-annually not in advance. Subject to credit approval. Mortgage Incentives of up to $1,000.

The Financial Services Regulatory Authority of Ontario's (FSRA), formerly DICO, provides deposit protection for all eligible deposits held at Ontario credit unions. This deposit insurance is part of comprehensive depositior protection program for all Ontario credit unions and is backed by provincial legislation. Subject to coverage limits, eligible deposits held with FSRA member institutions are automatically insured; you do not have to apply for coverage. For further information on deposit insurance, please ask for a brochure at the credit union or visit the FSRA’s website at www.fsrao.ca/

Getting a mortgage isn't as scary as you think.

Congratulations! You are about to embark on what will likely be one of the biggest purchases of your life—buying your first home! This journey is an exciting one and we’re here to help.

Get in touch with us today.

Get in touch with us today.

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