Get the mortgage you deserve and start saving today.

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Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know.

Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know. 

Buy a house

Find out how transferring your mortgage can help you get a better rate and become mortgage-free faster. It’s easier than you might think!

Find out how transferring your mortgage can help you get a better rate and become mortgage-free faster. It’s easier than you might think!

Switch my mortgage

Renew your existing mortgage with us or access the equity in your home. 

Renew my mortgage

Renew your existing mortgage with us or access the equity in your home.

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee.

Get a great rate

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

Discover the 

Good in Banking  

Get a great rate

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee.

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

I want to...

Get the mortgage you deserve and start saving today

Discover the 

Good in Banking  

Get a great rate

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*.

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

I want to...

Call 1-833-740-2497Call 1-833-740-2497

Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Applicable for a high ratio mortgage with a 25 year amortization period for members with less than 20% down payment, purchasing a residential property valued at under $1,000,000 or subsequent renewing of such a loan, who are eligible for and purchase mortgage default insurance and meet other conditions. This promotional rate is also available for members switching their existing high ratio mortgage, which has the lesser of 25 year amortization period or the remaining amortization of the mortgage to be switched to Alterna. The switched mortgage must also have had less than a 20% down payment at another financial institution and an active mortgage default insurance certificate; be a residential property with an original purchase price under $1,000,000; and meet other conditions. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate 5.14%. Rates calculated semi-annually not in advance. Funds must be advanced within 120 days of application. Subject to credit approval based on Alterna’s lending guidelines. Mortgage incentives of up to $1,000. Blends and refinances are not eligible. Applies to owner-occupied primary residential properties only.

† We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.

The Financial Services Regulatory Authority of Ontario's (FSRA), formerly DICO, provides deposit protection for all eligible deposits held at Ontario credit unions. This deposit insurance is part of comprehensive depositior protection program for all Ontario credit unions and is backed by provincial legislation. Subject to coverage limits, eligible deposits held with FSRA member institutions are automatically insured; you do not have to apply for coverage. For further information on deposit insurance, please ask for a brochure at the credit union or visit the FSRA’s website at www.fsrao.ca/

Book an Appointment

Rates and advice that move you.

LOW MORTGAGE RATES

4.55%*APR

5-YEAR HIGH RATIO VARIABLE

Book an Appointment

or

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

I want to...

or

Talk to us 1.833.740.2497 

Talk to us 1.833.740.2497 

Rates and advice that move you.

Book Appointment

LOW MORTGAGE RATES

5.14 APR
 5-YEAR HIGH FIXED CLOSED

%*

Rates and advice that move you.

LOW MORTGAGE RATES

5.14 APR
 5-YEAR HIGH RATIO FIXED

%*

Book Appointment