Get the mortgage you deserve and start saving today

Call 1-833-740-2497Book an Appointment

or

Get the mortgage you deserve and start saving today.

Discover the 

Good in Banking™  

Get a great rate

  • Competitive rates - no need for shopping around.
  • Transparent mortgage rate pricing.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee*.

Pay off your mortgage sooner

  • Take advantage of flexible payment schedules.
  • Save more with generous prepayment privileges.

Get great advice

  • Get personalized advice and avoid common pitfalls at no cost or obligation to you.

I want to...

Call 1-833-740-2497Book an Appointment

or

Our promise

Competitive Rates

No Hidden Fees

120-Day Rate Guarantee†

Dedicated Service

How to get your cash back

Apply for a mortgage or switch

Get your mortgage funded

Make your payments from a chequing account

Enjoy your cash back

When you open an eligible chequing account and complete the qualifying criteria.

Whether you’re buying your first home, an investment property or a vacation property, we’ve got everything you need to know.

Plus get up to a 
$400** bonus.

Learn More
Receive up to $4,000* in cash for an approved new purchase, mortgage switch, or refinance application. The amount of cashback received will depend on the mortgage amount:

Your mortgage value: $100,000 to $249,999

Your cash back: $1,000

Your mortgage value: $250,000 to $499,999

Your cash back: $1,500

Your mortgage value: $500,000 to $749,999

Your cash back: $2,500

Your mortgage value: $750,000 to $999,999

Your cash back: $3,000

Your mortgage value: more than $1,000,000

Your cash back: $4,000

How much will your cash back be?

Buying a home can be stressful.
Getting a mortgage shouldn't be.

Book an Appointment

$4,000
Cashback

Get up to

on your mortgage.*

*Limited time offer for eligible mortgages.

Get up to

$4,000 Cashback

on your mortgage.*

With our personalized advice and flexible options, you get the right mortgage solution for your needs.

How much will your cash back be?

*Terms and conditions
The offer period begins on August 15, 2023, at 12:01 a.m. Eastern Time and ends on November 15, 2023, at 11:59 p.m. Eastern Time (the “Offer Period”).

This Offer is subject to all applicable federal, provincial, and municipal laws. The decisions Alterna Savings makes with respect to all aspects of this Offer are final and binding on all members without right of appeal. By participating in this Offer, you agree to be bound by these Terms.

Alterna Savings reserves the right to amend, extend, withdraw, or terminate the Offer and/or to amend these Terms at any time and without notice. Except as specifically modified herein, the terms and conditions relating to existing products/services will remain in full force and effect. By participating in this Offer, each participant expressly consents to Alterna Savings, its agents and/or representatives, storing, sharing, using and disclosing the personal information submitted while participating in this Offer for the purpose of administering this Offer and in accordance with Alterna Savings’ privacy policy www.alterna.ca/OnlinePolicies/SecurityandPrivacy. 

 Click here for Full Terms & Conditions

† We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.

**Terms and conditions apply.

Alterna Savings is a member of the Financial Services Regulatory Authority of Ontario. For further information on deposit insurance, please ask for a brochure at the credit union or visit FSRA’s website at www.fsrao.ca.