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Good in Banking 

  • We'll give you fair, competitive rates - no need for shopping around. 
  • We'll be open and transparent with our mortgage rate pricing, so you'll always know what you're getting.
  • Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate guarantee on fixed rate mortgages and 60-day rate guarantee on variable rate mortgages.
  • We’ll even help cover your appraisal & legal fees.

* 2.84% APR on 3-Year Fixed Closed Mortgage. 2.89% APR on 5-Year Fixed Closed Mortgage. 3.24% APR on 10-Year Fixed Closed. Mortgage Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.84%. Rates calculated semi-annually not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 120 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

2.89% APR on 3-Year Variable Closed Mortgage. 2.99% APR on 5-Year Variable Closed Mortgage. Special promotional rate may be changed or withdrawn at any time without notice. Cannot be combined with any other offer or discount. Rate guaranteed for a maximum of 60 days. Rate guarantee does not apply to the Alterna prime rate. Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the Interest rate 2.89%. Prime Refers to the Alterna Prime Rate. Alterna Prime Rate is 3.95% as of October 26, 2018. Your interest rate will change whenever the Alterna Prime rate changes. Rates calculated monthly not in advance. Maximum Amortization of 25 years. Maximum property value of $1,000,000. Funds must be advanced within 60 days of application. Applies to owner-occupied residential properties only. Some conditions apply. Due to local and proxy caching on the Internet, please ensure that you are viewing rates as at the current day's date.

You don't have to go through this alone. Speak to one of our mortgage specialists to help you choose the best option. Alterna Savings is an Ontario Credit Union and a member of the Deposit Insurance Corporation of Ontario.

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Mortgage Rates as Low as

2.84%

A Better Rate, a Better Mortgage

APR

2.84%

APR

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Rate as low as

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*

M-F: 8am - 8pm and S: 9:30am - 4pm

A Better Rate, a Better Mortgage

Get Answers to all your Questions

 M-F: 8am - 8pm and S: 9:30am - 4pm

 M-F: 8am - 8pm and S: 9:30am - 4pm

M-F: 8am - 8pm and S: 9:30am - 4pm

At Alterna Savings, you can choose from our vast range of home loan products. We have fixed-rate mortgages, variable-rate mortgages, open mortgages and closed mortgages. We offer short term mortgages as low as 6 months to long-term mortgages as high as 10 years. And our most popular options of the 3 fixed rate mortgage and 5 year fixed rate mortgage.

We also have innovative mortgage solutions like our Flexi-Mortgage where you can divide your mortgage amount into as many as six terms for greater flexibility and more prepayment options. Or the Multi-ownership mortgage that allows you to buy a home with your parents, siblings, other family member or even your BFF. And if you want the security of having funds available should suddenly need them, we can provide you with a Home Equity Line of Credit.

Speak to one of our mortgage specialists. They will help structure the best mortgage option for you, calculate your mortgage payments, ensure it is affordable, and provide you our best mortgage rates!