• Competitive rates with transparent mortgage pricing.
  
• Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee.† 

Get a great rate

Pay off your mortgage sooner

• Take advantage of flexible payment schedules.
  
• Save more with generous prepayment privileges.

Get great advice

Discover the 

Good in Banking^® 

Get a great rate

• Competitive rates with transparent mortgage pricing.
  
• Even if interest rates rise, you’ll get the rate we agreed on with our 120-day rate or variance guarantee.

Pay off your mortgage sooner

• Take advantage of flexible payment schedules.
  
• Save more with generous prepayment privileges.

Get great advice

• Get personalized advice and avoid common pitfalls at no cost or obligation to you.
• Caring service for the life of your mortgage.

I want to...

Rates and advice that move you.

LOW MORTGAGE RATES

4.55%^*APR

5-YEAR HIGH RATIO VARIABLE

• Get personalized advice and avoid common pitfalls at no cost or obligation to you.
• Caring service for the life of your mortgage.

Talk to us 343.961.5145

WITH LOW MORTGAGE RATES

6.04%*

 5-YEAR FIXED RATE CLOSED

Alterna Savings, in partnership with BLD Homes, can help your home ownership dreams come true. At Alterna, we care about finding a mortgage solution that meets your unique needs.

Meet our Expert

WITH LOW MORTGAGE RATES

6.04%*
 
5-YEAR FIXED RATE CLOSED

(6.08% APR)

Get up to

$4,000 Cashback

on your mortgage.¹

¹Terms and conditions
The offer period begins on August 15, 2023, at 12:01 a.m. Eastern Time and ends on December 31, 2023, at 11:59 p.m. Eastern Time (the “Offer Period”).

This Offer is subject to all applicable federal, provincial, and municipal laws. The decisions Alterna Savings makes with respect to all aspects of this Offer are final and binding on all members without right of appeal. By participating in this Offer, you agree to be bound by these Terms.

Alterna Savings reserves the right to amend, extend, withdraw, or terminate the Offer and/or to amend these Terms at any time and without notice. Except as specifically modified herein, the terms and conditions relating to existing products/services will remain in full force and effect. By participating in this Offer, each participant expressly consents to Alterna Savings, its agents and/or representatives, storing, sharing, using and disclosing the personal information submitted while participating in this Offer for the purpose of administering this Offer and in accordance with Alterna Savings’ privacy policy www.alterna.ca/OnlinePolicies/SecurityandPrivacy.

 Click here for Full Terms & Conditions

* Special promotional rate may be changed or withdrawn at any time without notice, and is only available through Alterna’s BLD Homes partnership, for the McEwans Mills subdivision development, at the Bells Corners branch. Applicable to new purchases, switches from other financial institutions, and refinances. Maximum Loan to Value (LTV) up to 80% and amortization available up to 30 years. The Annual Percentage Rate (APR) is based on a $200,000 mortgage, 25 year amortization, for the appliable term assuming monthly payments and a property valuation fee of $350. Fixed rates calculated semi-annually not in advance. Funds must be advanced within 120 days of application. Rate blends are not eligible are not eligible. Applies to owner-occupied primary residential properties only. A rate discount of 0.05% is also available on our other advertised mortgage rates, exclusively through Alterna’s BLD Homes partnership.

† We guarantee your interest rate for the selected fixed rate mortgage type and term for up to 120 days from the mortgage rate guarantee start date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires. Applicable to residential mortgages only and subject to Alterna Savings standard lending criteria for residential properties.

Alterna Savings & Credit Union Limited operates as Alterna Savings. Alterna Savings is a credit union operating in Ontario. For information on deposit insurance, please ask for a brochure at the credit union or visit the FSRA’s website at www.fsrao.ca.

*Limited time offer for eligible mortgages.

Get up to

$4,000 Cashback

on your mortgage.¹

(6.08% APR)